UN official highlights how better preparation has shrunk disaster deaths despite worsening climate – The Associated Press

Copyright 2024 The Associated Press. All Rights Reserved.
FILE – A polling official enjoys a cooling spray of water under intense heat at a distribution venue for Electronic Voting Machines (EVMs) and other election material on the eve of the fifth phase of polling in the six-week-long national election in Lucknow, India, Sunday, May 19, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Rajesh Kumar Singh, File)
FILE – Residents rest in a gymnasium converted into a makeshift shelter for people whose homes were flooded by heavy rains, in Canoas, Rio Grande do Sul state, Brazil, Wednesday, May 8, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Carlos Macedo, File)
FILE – Workers fix a pole to restore electricity following heavy winds and incessant rains after landfall of cyclone Biparjoy at Mandvi in Kutch district of Western Indian state of Gujarat, Friday, June 16, 2023. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Ajit Solanki, File)
FILE – Residents ride past the Gremio Arena surrounded by flood waters from heavy rains, in Porto Alegre, Rio Grande do Sul state, Brazil, Thursday, May 9, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Andre Penner, File)
FILE – People evacuated from a village near Jakhau board a bus to travel to a shelter in Kutch district, India, Wednesday, June 14, 2023. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Ajit Solanki, File)
FILE – An abandoned canoe sits on the cracked ground amid a drought at the Sau reservoir, north of Barcelona, Spain, Monday, Jan. 22, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Emilio Morenatti, File)
FILE – A Brazilian soldier carries a dog after rescuing it from a flooded area after heavy rain in Canoas, Rio Grande do Sul state, Brazil, Thursday, May 9, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Carlos Macedo, File)
FILE – A polling official enjoys a cooling spray of water under intense heat at a distribution venue for Electronic Voting Machines (EVMs) and other election material on the eve of the fifth phase of polling in the six-week-long national election in Lucknow, India, Sunday, May 19, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Rajesh Kumar Singh, File)
FILE – A polling official enjoys a cooling spray of water under intense heat at a distribution venue for Electronic Voting Machines (EVMs) and other election material on the eve of the fifth phase of polling in the six-week-long national election in Lucknow, India, Sunday, May 19, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Rajesh Kumar Singh, File)
FILE – Residents rest in a gymnasium converted into a makeshift shelter for people whose homes were flooded by heavy rains, in Canoas, Rio Grande do Sul state, Brazil, Wednesday, May 8, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Carlos Macedo, File)
FILE – Residents rest in a gymnasium converted into a makeshift shelter for people whose homes were flooded by heavy rains, in Canoas, Rio Grande do Sul state, Brazil, Wednesday, May 8, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Carlos Macedo, File)
FILE – Workers fix a pole to restore electricity following heavy winds and incessant rains after landfall of cyclone Biparjoy at Mandvi in Kutch district of Western Indian state of Gujarat, Friday, June 16, 2023. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Ajit Solanki, File)
FILE – Workers fix a pole to restore electricity following heavy winds and incessant rains after landfall of cyclone Biparjoy at Mandvi in Kutch district of Western Indian state of Gujarat, Friday, June 16, 2023. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Ajit Solanki, File)
FILE – Residents ride past the Gremio Arena surrounded by flood waters from heavy rains, in Porto Alegre, Rio Grande do Sul state, Brazil, Thursday, May 9, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Andre Penner, File)
FILE – Residents ride past the Gremio Arena surrounded by flood waters from heavy rains, in Porto Alegre, Rio Grande do Sul state, Brazil, Thursday, May 9, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Andre Penner, File)
FILE – People evacuated from a village near Jakhau board a bus to travel to a shelter in Kutch district, India, Wednesday, June 14, 2023. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Ajit Solanki, File)
FILE – People evacuated from a village near Jakhau board a bus to travel to a shelter in Kutch district, India, Wednesday, June 14, 2023. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Ajit Solanki, File)
FILE – An abandoned canoe sits on the cracked ground amid a drought at the Sau reservoir, north of Barcelona, Spain, Monday, Jan. 22, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Emilio Morenatti, File)
FILE – An abandoned canoe sits on the cracked ground amid a drought at the Sau reservoir, north of Barcelona, Spain, Monday, Jan. 22, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Emilio Morenatti, File)
FILE – A Brazilian soldier carries a dog after rescuing it from a flooded area after heavy rain in Canoas, Rio Grande do Sul state, Brazil, Thursday, May 9, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Carlos Macedo, File)
FILE – A Brazilian soldier carries a dog after rescuing it from a flooded area after heavy rain in Canoas, Rio Grande do Sul state, Brazil, Thursday, May 9, 2024. A top United Nations official says even though climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally. Thats because of better warning, planning and resilience. (AP Photo/Carlos Macedo, File)
As climate change makes disasters such as cyclones, floods and droughts more intense, more frequent and striking more places, fewer people are dying from those catastrophes globally because of better warning, planning and resilience, a top United Nations official said.
The world hasn’t really noticed how the type of storms that once killed tens or hundreds of thousands of people now only claim handfuls of lives, new United Nations Assistant Secretary-General Kamal Kishore, who heads the UN’s office for disaster risk reduction told The Associated Press. But he said much more needs to be done to keep these disasters from pushing people into abject poverty.
“Fewer people are dying of disasters and if you look at that as a proportion of total population, it’s even fewer,” Kishore said in his first interview since taking office in mid-May. “We often take for granted the progress that we’ve made.”
“Twenty years ago there was no tsunami early warning system except for one small part of the world. Now the whole world is covered by a tsunami warning system” after the 2004 tsunami that killed about 230,000 people in Indonesia, Sri Lanka, India and Thailand, Kishore said.
People are getting better warnings about tropical cyclones — also called hurricanes and typhoons — so now the chances of dying in a tropical cyclone in a place like the Philippines are about one-third of what they were 20 years ago, Kishore said.

As the former disaster chief for India, Kishore points to how his country has cut deaths thanks to better warnings and community preparedness such as hospitals being ready for a surge in births during a cyclone. In 1999, a supercyclone hit eastern India, killing almost 10,000 people. Then a nearly similar sized storm hit in 2013, but killed only a few dozen people. Last year, on Kishore’s watch, Cyclone Biparjoy killed fewer than 10 people.
The same goes for flood deaths, Kishore said.
The data backs up Kishore, said disaster epidemiologist Debarati Guha-Sapir of the Catholic University of Louvain in Brussels, who created a global disaster database. Her database — which she acknowledges has missing pieces — shows that global deaths per storm event has dropped from about a ten-year average of 24 in 2008 to ten-year average of about 8 in 2021. Flood deaths per event have gone from ten-year averages of nearly 72 to about 31, her data indicates.
While there are fewer deaths globally from disasters, there are still pockets in the poorest of countries, especially in Africa, where deaths are worsening or at least staying the same, Guha-Sapir said. It’s much like public health’s efforts to eradicate measles, success in most places, but areas that can least cope are not improving, she said.
India and Bangladesh are poster nations for better dealing with disasters and preventing deaths, especially in cyclones, Guha-Sapir said. In 1970, a cyclone killed more than 300,000 people in Bangladesh in one of the 20th century’s greatest natural disasters and now “Bangladesh has done fantastic work in disaster risk reduction for years and years and years,” she said.
Pointing out wins is important, Guha-Sapir said: “Gloom and doom will never get us anywhere.”
While countries such as India and Bangladesh have created warning systems, strengthened buildings such as hospitals and know what to do to prepare for and then react to disasters, a lot of it is also just because these countries are getting richer and better educated and so they can handle disasters better and protect themselves, Guha-Sapir said. Poorer countries and people can’t.
“Fewer people are dying, but that’s not because climate change is not happening,’’ Kishore said ”That is despite the climate change. And that is because we have invested in resilience, invested in early warning systems.’’
Kishore said climate change is making his job tougher, yet he said doesn’t feel like Sisyphus, the mythical man pushing a giant boulder up a hill.
“You are getting more intense hazards, more frequently and (in) new geographies,” Kishore said, saying places, like Brazil that used to not worry too much about floods now are getting devastated. The same goes for extreme heat, which he said used to be an issue for only certain countries, but now has gone global, pointing to nearly 60,000 heat wave deaths in Europe in 2022.
India, where temperatures have been flirting with 122 degrees (50 degrees Celsius), has reduced heat deaths with specific regional plans, Kishore said.
“However with the new extreme temperatures we are seeing, every country needs to double its efforts to save lives,” he said. And that means looking at the built environment of cities, he added.
Cutting deaths is only part of the battle to reduce risk, Kishore said.
“We are doing a better job of saving lives but not of livelihoods,” Kishore said.
While fewer people are dying “you look at people who are losing their houses, people who are losing their businesses, a small farmer that is running a poultry farm,” Kishore said. When they get flooded or hit by a storm, they may survive but they’ve got nothing, no seeds, no fishing boats.
“On that we’re not doing as well as we should,” Kishore said. “We cannot accept that losses will occur. Of course they will occur, but they could be minimized by an order of magnitude.”
Read more of AP’s climate coverage at http://www.apnews.com/climate-and-environment
Follow Seth Borenstein on X at @borenbears
The Associated Press’ climate and environmental coverage receives financial support from multiple private foundations. AP is solely responsible for all content. Find AP’s standards for working with philanthropies, a list of supporters and funded coverage areas at AP.org.
Copyright 2024 The Associated Press. All Rights Reserved.

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Attleboro environmental activist being honored with trail dedication Saturday – The Sun Chronicle

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This sign is posted at the Larry St. Pierre Trail at the Handy Street Concervation Area in Attleboro.

This sign is posted at the Larry St. Pierre Trail at the Handy Street Concervation Area in Attleboro.
ATTLEBORO — Larry St. Pierre, who had been heavily involved for years with the Attleboro Land Trust and many other local groups, is being remembered for his environmental efforts.
A trail is being named after him on the Handy Street Conservation Area for his lifetime of leadership in the conservation of open space in Attleboro.
A dedication ceremony to officially open the trail to the public is set for 1 p.m. Saturday at 109 Handy St., followed by a guided walk. Rain date is Sunday.
Walkers may encounter muddy terrain and should wear appropriate footwear, event organizers say.
Vehicle parking is limited. Additional parking is located on Doral Lane.
The 80-acre preserve was acquired by the city in 2014 in a collaborative project that also involved the Attleboro Land Trust and Mass Audubon. The city’s conservation commission oversees the site and the Land Trust and Mass Audubon hold conservation restrictions on the property.
St. Pierre, a lifelong city resident who died in March 2017 at age 67, helped found the Land Trust and served as its president for seven years, from 1991 to 1994 and 1997 to 2001.
He was a supporter of local history, having a degree in history, and was a member of the Attleboro Historical Society.
St. Pierre also served on the city council and zoning board in Attleboro.
That was part of a longtime interest in politics. He ran unsuccessfully for mayor of Attleboro and campaigned for both Jimmy Carter and John F. Kennedy’s presidential runs.
St. Pierre, who was a church deacon, served on the parish council at the St. Vincent de Paul Parish. He was a member of the Knights of Columbus, the LaSalette Lay Associates, and past president of the Attleboro Jaycees.
He was also an assistant Scout master for Troop 37, Attleboro, camp Chaplin for Camp Yawgoo Scout camp in Rhode Island, and on the board of Habitat for Humanity.
“Larry was a very public-spirited citizen and had an interesting life,” Charlie Adler of the Land Trust said.
St. Pierre’s grandfather’s farm, incidentally, was near the location of the trail.
The Land Trust recently held a volunteer spring cleanup at the Handy Street Conservation Area to prepare the trail entrance and parking area for the formal opening of the Larry St. Pierre Trail.
For more information and any scheduled changes, visit attleborolandtrust.org.
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Ukrainian ecocide app calculates Russia's bill for environmental damage – Euromaidan Press

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Ukraine’s environment minister Ruslan Strilets said that the “silent victim” of Russia’s invasion has been the country’s environment, now calculated at over €56 billion ($ 60 bn) in damages so far.
According to Strilets, Ukraine lost over 14km³ of fresh water from the destruction of the Kakhovka Dam alone, which cost an estimated €3.8 billion ($4,12 bn)
To document the over 5,000 identified “cases of ecocide,” the Ukrainian government has developed a mobile app for citizens to report pollution incidents like fires and toxic spills.
 “The app also provides Ukrainians with the latest information on air, soil, water and radiation pollution,” Euractiv reported.
Strilets states it is “not hard” to prioritize environmental protection during wartime, as “Ukraine is a civilized country which understands that the environment is the future.”
The minister hopes these efforts “will lead to the first case in human history of environmental reparations being paid by one state to another.”
He links cleanup to economic priorities like wheat exports, noting “150,000-155,000 km2 of Ukrainian territory is potentially mined, and much of this is agricultural land.”
In early October, Ukraine’s prosecutors recorded over 265 Russian war crimes against the environment and 14 cases of ecocide.
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Community Sustainability Professor chose as author for First National Nature Assessment – Michigan State University

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Dr. Steven Gray, Professor in the Department of Community Sustainability, was selected as an author for the first National Nature Assessment.
The U.S. Global Change Research Program announced the selection of authors for the first-ever National Nature Assessment (NNA1). The diverse team that will number over 150 experts was selected by the 11 NNA1 chapter leads in consultation with federal leadership, based in part on a public call for author nominations. Dr. Steven Gray, Professor in the Department of Community Sustainability, was chosen as an author expert, contributing to the “Nature and its Relationship to Cultural Heritage” chapter. With the full author team in place, the writing phase of the NNA1 is now kicking off.
Gray says of this experience “I am so honored to be chosen for the first ever National Nature Assessment science team conducted by the US Global Change Research Program. This will be the first time the U.S. will take stock of all our lands, waters, wildlife and the benefits they provide to our economy, health, climate, environmental justice, and national security. The Assessment will also look ahead to how nature might change in the future, and what those changes may mean for our economy, our security and our lives.”
Gray is one of a number authors selected from Michigan State for this NNA1 program. Additional NNA1 authors from MSU include Amber Pearson from Geography, Kevin Elliot from Philosophy and Patricia Soranno from Integrative Biology. 
Gray also highlights the benefits of an interdisciplinary national team. He notes, “We’re charged with an extremely big task including answering seemingly basic questions like “what is nature?” and “how is it connected to human-well-being at the national scale?” For example, thinking about Michigan it’s not just recreational opportunities for our mental, physical, and social health, but hunting and fishing for consumption, and relying on waterways for economic productivity, and agriculture and food production.”
“In the writing team I will be a part of, we will be exploring, “What are the different cultural heritages and benefits tied to all these activities and how do we assess and measure them and predict future trends?”” Gray says.
Over the next two years, NNA1 authors will take stock of what nature provides to us in terms of its inherent worth, our culture, health and well-being, jobs and livelihoods, and safety, and more, while looking ahead to understand how these benefits might change in the future.
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C40, Climate Mayors & Urban Sustainability Directors Network announce workshops to catalyse local uptake of federal … – C40

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May 31, 2024
Six cities to receive in-depth support for engaging local communities and coordinating city efforts to enact sustainability projects
Today, C40 Cities, Climate Mayors, and Urban Sustainability Directors Network (USDN), with support from the Rockefeller Foundation, have announced the Catalyzing Local Climate Action Workshop series, an initiative aimed at supporting cities to optimise federal climate funding. 
Six cities: Boise, Chicago, Cleveland, Jacksonville, Knoxville, and Los Angeles, have been selected to host mayor-led workshops to advance their ability to access and implement funding made available through the Inflation Reduction Act and Bipartisan Infrastructure Law. The workshops will support cities navigating the funding streams, engage community partners, and identify lessons learned to share with other cities seeking federal funding. 
With billions of dollars available for climate action through the Inflation Reduction Act and the Bipartisan Infrastructure Law, cities have an enormous opportunity to meet this moment by advancing local projects that reduce emissions, improve residents’ health, and build stronger communities. However, due to the complexity of the funding streams, many cities report challenges in taking full advantage of these opportunities. The ‘Catalyzing Local Climate Action Workshop’ series will help cities navigate and utilise the funding and deliver on the transformative potential to build a greener future. 
Over the next year, the selected cities will receive tailored workshops customised to their specific needs and priorities. The mayor-led workshops will address challenges within internal city organisations and broader community engagement around federal climate funding opportunities.
The workshops will be facilitated by national subject matter experts who will provide technical assistance and guidance. Cities will receive additional follow-up support aimed at connecting local leaders with further technical assistance opportunities to ensure sustained progress and implementation of activities identified during the workshops.
For further information please contact:
May 29, 2024
May 28, 2024
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Best Green Credit Cards Of May 2024 – Forbes Advisor – Forbes

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Fact Checked
Fact Checked
Updated: May 31, 2024, 5:55am
Although physical credit cards aren’t exactly environmentally friendly by nature, most consumers need to have them in order to pay for things securely and conveniently. However, certain cards may help offset the climate impact of your everyday purchases. We’ve compiled a guide to the best eco-friendly credit cards so you can manage your everyday finances and spend in a more environmentally conscious manner.
Why you can trust Forbes Advisor
Our editors are committed to bringing you unbiased ratings and information. Our editorial content is not influenced by advertisers. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the credit card methodology for the ratings below.
No Rewards
The Sunrise Banks Visa® Platinum Card does not earn rewards.
N/A
$0
18.24% – 29.24% variable
Good, Excellent (700 – 749)
Sunrise Banks focuses on community empowerment through banking and their credit card, the Sunrise Banks Visa® Platinum Card*, aims to work toward that goal. The card offers a 0% introductory APR for the first 18 billing cycles, followed by a 18.24% – 29.24% variable APR on purchases and balance transfers. A balance transfer fee of either 5% of the amount of each transfer or $5 minimum, whichever is greater, applies, which puts it on par with some of the best balance transfer cards.
Why We Like It
Sunrise Banks, a certified B Corporation and GABV member, is dedicated to fighting climate change, measuring its carbon footprint with Partnership for Carbon Accounting Financials. This no annual fee card has a 0% introductory APR for the first 18 billing cycles, followed by a 18.24% – 29.24% variable APR on purchases and balance transfers. A balance transfer fee of either 5% of the amount of each transfer or $5 minimum, whichever is greater, applies. The card also comes with travel and emergency assistance, extended purchase warranty and U.S.-based customer service 24/7.
What We Don’t Like 
Although this card offers a noteworthy introductory APR offer and is backed by a socially-responsible bank, it doesn’t offer a welcome bonus or any ongoing rewards which limits its potential compared to many other rewards cards. The card also charges a balance transfer fee, late fees and foreign transaction fees.
Who It’s Best For 
This card works best for eco-friendly spenders who need to make large purchases or balance transfers right away, but don’t necessarily care about earning rewards.
Up to 4X Reward Rate
Earn unlimited 4X points per dollar spent on travel, gas, EV charging stations and entertainment purchases; Unlimited 1.5X points onRead More
$250 bonus
$0 intro annual fee for the first 12 months, $99 thereafter
19.74% – 29.74% variable APR
Good, Excellent (700 – 749)
In contrast to its intro APR cousin, the Sunrise Banks Travel Rewards+ Card* offers impressive rewards on travel and gas, plus a decent rewards rate on everyday spending. The card gives access to premium travel perks for a modest annual fee (which is waived the first year).
Why We Like It
Sunrise Banks works to offer financially-inclusive and innovative banking products to underserved communities. So for the socially conscious, this may be a more palatable choice than a card for a large issuer.
The generous reward rates and complimentary Priority Pass Select membership adds significant value to the card as it gives you access to airport lounges around the world.
What We Don’t Like 
Although you can redeem your points for things like airline tickets, hotels or cash back, Sunrise doesn’t have travel partners, so the points may not be as valuable as other travel reward card currencies like Chase Ultimate Rewards® or Amex Membership Rewards®. The card’s APR is also high at 19.74% – 29.74% variable APR on purchases and balance transfers. A balance transfer fee of 3% or $5, whichever is greater, applies.
Who It’s Best For 
The ecologically-minded traveler will be the prime audience for this card, so long as you don’t mind paying an annual fee and can pay off your bill in full each month. The card’s rewards and travel perks make it competitive with other cards in this category, while working toward a worthy cause.
Up to 1.5X Reward Rate
Earn unlimited 1.5% cash back on every purchase.
N/A
$0
24.99% – 29.99% variable APR
Good, Excellent (700 – 749)
The Amalgamated Bank Maximum Rewards® World Mastercard®* allows consumers to give their business to a sustainable bank and earn cash-back rewards at the same time. For those whose primary concern is the environment, but wouldn’t mind a little extra cash each month, this card makes sense.
Why We Like It
This no annual fee card offers straightforward flat-rate rewards and features a 0% intro APR on purchases and balance transfers for the first six billing cycles, followed by a 24.99% – 29.99% variable APR. A balance transfer fee of $10 or 5% of the amount of each transfer, whichever is greater, applies. We appreciate that Amalgamated Bank, a certified B Corporation and GABV member, strives to be a more “compassionate” bank that embraces social change.
What We Don’t Like 
Beyond its basic rewards structure, this card doesn’t offer any other perks or additional rewards, like rotating bonus categories or statement credits. Its reward rate, while decent, falls short of other flat-rate cards. It also has foreign transaction, balance transfer and late payment fees.
Who It’s Best For 
If you want to earn cash-back rewards using a card from an eco-friendly issuer, this card is a straightforward option that offers flat-rate rewards on every purchase. Although you can use your rewards for travel and gift cards, the best value comes from cash back, so it’s best for anyone who prefers money back in their wallet.
1X Reward Rate
Earn 1 point per dollar on every purchase
N/A
$0
15.24% – 25.24% variable
Good/Excellent (700 – 749)
The no annual fee Visa from TCM Bank allows cardholders to use their spending to support Green America’s projects in categories like climate, social justice, green living and more. This is a unique opportunity amongst issuers, as it gives cardholders the ability to directly contribute to worthy causes.
Why We Like It
This particular card (and Green America) stresses the importance of socially responsible credit that uses your fees to support community development and programs that are beneficial to the planet. The organization promotes green and fair trade business principles, fights for social justice and empowers local communities. The card offers unlimited rewards which you can put toward travel or merchandise.
The card offers a 0% intro APR for 12 billing cycles on purchases and balance transfers, followed by a 15.24% – 25.24% variable APR on purchases and balance transfers. A balance transfer fee of $5 or 3% of each balance transferred, whichever is greater, applies. And, it offers cellphone protection and travel accident insurance.
What We Don’t Like 
As far as credit cards go, this one offers decent benefits but lackluster rewards compared to other similar cards. It also charges fees for foreign transactions, balance transfers and late payments.
Who It’s Best For 
If you’re a fan of Green America and its projects, getting this card can be a simple way to support the organization.
Up to 1X Reward Rate
Earn unlimited 1 point per dollar spent on purchases.
N/A
$0
15.24% – 25.24% variable APR
Good, Excellent (700 – 749)
The International Living Future Institute Platinum Visa®* has a similar reward and APR structure as the Green America Rewards Platinum Visa®* but focuses on corporate transparency for a better future.
Why We Like It
Issued by the same bank, TCM Bank, this no annual fee card carries similar features as the Green America card. But spending on this particular card supports International Living Future Institute programs like creating carbon-neutral spaces and eco-friendly products, constructing sustainable communities and forming sustainability certification programs. The card also offers cellphone protection.
What We Don’t Like 
As a new cardholder, you won’t get a welcome bonus, and you’ll have to pay similar fees as the Green America card, like foreign transaction, late payment and balance transfer fees.
Who It’s Best For 
Those interested in creating sustainable, modern products and communities for a regenerative future can support the International Living Future Institute by spending on this card.
1 point
1 point per dollar on all net purchases
N/A
$0
15.24% to 25.24% variable
Good, Excellent (700 – 749)
Spending on the Salmon Nation Rewards Platinum Visa® Credit Card* is a way to contribute to communities, wildlife and natural systems in Salmon Nation (a region from California to Alaska) on a more local level. Whether you’re living in the area or just want to help, this card gives a unique opportunity to do so.
Why We Like It
Another card issued by TCM Bank, the Salmon Nation card features similar benefits as the two above cards, including no annual fee, an introductory APR for the first year and cellphone protection. But this card supports the restoration of Northwest watersheds and thus, the endangered salmon fisheries, making it easier to feel and see where you’re making a difference.
What We Don’t Like
This card’s disadvantages are similar to the Green America and International Living Future Institute cards—it doesn’t have many perks and a relatively subdued reward structure with no welcome bonus. One of the reasons we like this card is another reason we don’t: The card benefits a specific community and region, which is fantastic if you live or visit that region frequently but might not feel as applicable if you live elsewhere.
Who It’s Best For
Spenders that live on the West Coast or want to specifically support Salmon Nation.
If you live in Washington state, consider the no annual fee Platinum Visa from Verity Credit Union, which supports socially responsible banking by using member deposits to provide loans to local residents. The card also has a secured option, which is fantastic for anyone who has poor credit but is hoping for a green credit card. Although it doesn’t offer any rewards, the card doesn’t have foreign transaction fees and has low(ish) interest rates.
Those who reside in California, Oregon or Washington state can fight climate change by getting Beneficial State Bank’s no annual fee Climate Card. With this card, you will earn 1 reward point per dollar spent and the peace of mind of knowing you’re supporting climate-related nonprofits with every swipe or tap. The bank also supports communities looking to rebuild or start their credit journey with options like the Beneficial Resilience and the Beneficial Builder cards.
Debit cards aren’t credit cards—they offer much of the same convenience, though not always the same fraud protections. However, green debit cards can be an easy alternative to credit cards if you’re working on building credit. The FutureCard Visa® Debit Card* earns up to 5% cash back for purchases like rides, bills and thrifting on the first $25,000, the ability to get up to 2.72% APY on your balance and the option to earn FutureCoins (which can be redeemed for cash back) for sustainable lifestyle changes like buying refurbished tech or switching to an electric vehicle.
The Atmos Debit card* offers account holders up to 5% cash back on purchases from select sustainable businesses. Cardholders also have fee-free ATM access at thousands of ATM locations worldwide. Atmos is a certified B Corporation and participates with 1% for the Planet. Like many sustainability focused banks, Atmos offers a wider array of banking products targeted at consumers looking to manage their finances sustainably.
No single credit card is the best option for every family, every purchase or every budget. We’ve picked the best credit cards in a way designed to be the most helpful to the widest variety of readers.
It’s hard to tell exactly which major bank is the most eco friendly, but some of the biggest players have, in recent years, become more committed to a sustainable future. However, while the private banking industry may be financing many sustainable or renewable energy projects, let’s not forget many of these same institutions also fund industries and companies that negatively impact the environment. Be aware that some banks you might hope are backed by green ideals because of the associated co-brand or newfound dedication to sustainability, in fact, often have significant investments in fossil fuel markets.
For example, JP Morgan Chase, Citibank, Bank of America and Wells Fargo reportedly lead the world’s banks in investment in oil and gas industries. (Unfortunately for those seeking eco-friendly cards, these institutions also offer many of the best credit cards on the market).
The banks we write about most often here at Forbes Advisor for particularly attractive credit card offerings have the biggest investment in fossil fuel industries and though they attempt to offset these harms with expensive projects, you should not be fooled into thinking these corporations are committed to the environment.
American Express offers an incredibly rewarding and benefits-rich set of credit cards. The company has been carbon neutral since 2018 and has committed to net zero operations globally by 2035. It should be noted however, that net zero does not mean the issuer isn’t contributing to climate change, simply that their investments in green companies offset the theoretical cost of the damage being done by their less ecological business dealings. To their credit, Amex has created programs to support Maui’s wildfire recovery, made progress with green building certifications and set goals for spending $10 million on climate change through 2025. Although many Amex cards are metal, the American Express® Green Card* is made from 70% recycled plastic. These things are undeniably good.
However, Amex cards, and the issuer itself, are not really “green”: Several Amex cards offer elevated rewards on purchases made at gas stations, and few, if any offer rewards specifically targeted toward purchases on sustainability-oriented transactions. However, the issuer does focus on supporting small businesses and occasionally rewarding consumers who spend at these places with events and promotions during the annual Small Business Saturday.
Chase credit cards are some of the best on the market, but the company isn’t known for sustainability. In fact, the company is reported to be one of the largest global funders of fossil fuels. However, JPMorgan Chase has said it’s allocating $2.5 trillion toward climate change and sustainable development by 2030 and are striving for net-zero emissions by 2050. Whether or not these things offset the harms of the fossil fuel industry is debatable. One thing that is certain though, Chase offers many credit cards that will earn you hefty rewards.
Capital One offers a wide array of consumer-friendly credit cards and advertises its dedication to supporting renewable energy, reducing water consumption, reducing GHG emissions, cutting down paper consumption and striving for LEED silver certification of new or renovated buildings. Capital One also supports local products, such as backing the biggest solar project in Idaho and offering grants to the Greater New Orleans Foundation to build green infrastructure.
The issuer also launched the REI Co-op® Mastercard®* in 2022, which is made from 85% recycled plastic and offers 5% back on purchases at REI, 1.5% back on all other eligible purchases. The no annual fee card also offers a $100 REI gift card for new cardholder accounts after the first out of store purchase within 60 days of account opening. REI is known for contributions to outdoor access and environmentally friendly and sustainable causes.
Our search for eco-friendly credit cards veered away from our usual methodology of evaluating cards based on consumer gains in rewards, benefits and welcome bonuses. Instead, we found various cards from issuers and banks with track records of divesting from fossil fuels, investing in greener ideas and supporting local, community-driven environmental projects.
For these reasons, this list isn’t a comprehensive index of the best green credit cards but a collection of ideas about where to begin your search for a more sustainable card for everyday use.
All the cards mentioned here flipped to the front of the stack because an issuer or a bank involved with the card features environmentally friendly or socially responsible financial products. We also researched each card’s issuing bank and associated card companies to ensure the cards we feature are not issued by institutions with investment portfolios largely made up of fossil-fuel-related investments.
When it comes to larger banks and issuers, these institutions may be making limited progress toward a more sustainable future, but we felt the main focus should be given to those institutions at the forefront of sustainable lending.
There aren’t a lot of truly green credit cards out there, and other card benefits may not compete well with the top rewards credit cards available. However, they can still be a smart option for someone who’s environmentally conscious.
As we considered our options, we focused on cards issued by banks and co-branded partners that prioritize or directly support green initiatives. We made sure to include cards that have at least one or two valuable benefits, even if they don’t offer the best return on your spending.
Read more: How Forbes Advisor rates credit cards
A green credit card is a card that directly or indirectly supports various green initiatives. For example, some cards are issued in partnership with an environmentally-focused nonprofit organization, in which some of the profits benefit the organization’s programs.
In other cases, the card may be issued by a bank that is dedicated to various green programs, such as 100% renewable energy, investments in climate solutions and support for government initiatives.
If you’re looking for an environmentally friendly card issuer, look for financial institutions that have a B Corp certification or belong to the Global Alliance for Banking on Values (GABV).
Choosing any credit card involves understanding why you need a credit card and what you plan to use it for. If you want to earn rewards, you may need to analyze your spending habits and budgets to determine which bonus categories you spend the most in and find a card catering to those habits.
For those in need of low introductory APR periods and balance transfers, you’ll need to calculate the total amount you need to pay off and how long it will take—we don’t recommend carrying a balance beyond an introductory APR period due to the possibility of retroactive interest.
Applicants with low or no credit may be interested in secured cards, student cards or other cards designed for those building credit and should understand the ins and outs of using credit cards to establish, build or repair credit.
Benefits are important too: Which insurances or coverages might you be interested in receiving as an added perk with your card? Do you want online banking or the ability to use autopay? Convenience benefits can make your life easy or miserable when it comes to remembering to pay on time—something everyone should always strive to do, if possible. If you’ll occasionally need to carry a balance, seeking cards with the lowest possible APR is a better money move than focusing on rewards, benefits or welcome bonuses.
After figuring out what kinds of cards you might want or need and what your personal financial priorities are, you can focus on finding your ideal card from an issuer whose investment and business priorities align with your preferences.
You can limit the risk that profits made on your transactions might fund or support the fossil fuel industry by using a credit card from a more eco-friendly issuer. Banking locally with smaller banks and credit unions is one solution. Check out our list of the best credit unions and research each institution nearest you for commitments to fossil-free investments and certifications or memberships from or with programs like B Lab’s B Corporation status and the Global Alliance for Banking on Values (GABV) membership.
Many corporations try to prove efforts toward sustainability to their customers, but consumers may not always know who or what to trust. Some banking institutions’ attempts at transparency lead them to partner with or enlist the services of third-party organizations designed to ensure accountability in the form of private certification.
B Corporations
B Labs is a nonprofit promoting the idea business can be “a force for good” with its assistance helping companies “meet high standards of social and environmental performance, accountability and transparency.”
Global Alliance for Banking on Values
Several smaller banks and credit unions across North America have joined the Global Alliance for Banking on Values (GABV), which purportedly holds its members to a number of socially conscious environmental and transparency standards.
1% for the Planet
The 1% for the Planet organization is a nonprofit that monitors and certifies businesses dedicated to contributing at least 1% of profits toward planet-helpful organizations or activities. Some banks, including at least one on our list above, participate.
Bank.Green’s Fossil-Free Banking Alliance
Several institutions, including Beneficial State Bank, Atmos and Amalgamated Bank, have pledged not to invest in fossil fuels at all through the Fossil-Free Banking Alliance. These banks receive certification through self-declaration via Bank.Green.
There’s a long history of corporations telling individuals to fix climate change with individual choices; that the consequences of profiteering from the environment should be shouldered by each of us individually, whether each of us gained in a direct financial way or not. Much of the marketing around financial products may reflect “greenwashing” or PR-friendly token gestures toward the environment.
When it comes to which banks fund fossil fuels and which don’t, consumers may find it difficult to find the truth. For example, BNP Paribas pledged an exit from coal, announced exclusion of investment to specific Arctic and Amazon-area oil and gas drilling and made commitments toward net zero initiatives, and recently announced new measures for restricting new oil and gas development financing and expanding commitment to no longer providing reserve-based loans for oil production. However, according to the 2022 Banking on Climate Chaos report, BNP Paribas is the worst bank in Europe when it comes to increasing its fossil fuel financing and was the biggest banker of offshore oil and gas over the six-year period since the Paris Agreement.
To be clear, no card we mention or include here is without issue. Our suggestions may encourage better and greener options than most of what exists on the market, but because all these cards function as products of an economic system inherently and historically connected to climate damage, none are perfectly “green.” The reality is that climate change is a foregone conclusion. The time to do anything about rising global temperatures was thirty years ago, and the world chose to ignore the scientific consensus in favor of short-term profits. We have passed the point where rising temperatures can be averted; no amount of credit cards—eco-friendly or otherwise—is going to reverse the catastrophic damage that has been wrought on the planet. The only option now is to learn to adapt to an increasingly hostile world.
Still, forgoing personal finance products and switching immediately to a system of bartering with neighbors for everything we need doesn’t seem achievable for most of us. Choosing a card from a greener institution presents a step many of us can take in the near future—at least until other blockchain-driven solutions or real-time payment systems find a more energy-efficient way to deliver faster and more secure payments.

Use them less and use them locally. Consumerism in many forms is a major detriment to the environment, but using goods shipped to us from far away is one of the biggest emissions-heavy activities we all participate in on a daily basis. By reducing what you order from afar and instead buying locally, you can support local businesses in your community.
Some cards advertise carbon footprint reduction via tree-planting rewards, which can certainly help, but experts have repeatedly warned this is not a substitute for reducing emissions.
Most credit cards are made of PVC, which is a type of plastic made from oil. Credit card specific PVC variants may be partly composed of toxic chemicals and do use toxic chemicals during the manufacturing process. To combat first-use plastics in manufacturing, some card makers do manufacture recycled cards. Luxury and other cards are often made from a more durable metal alternative and some cards are made from biodegradable materials.
You can lengthen the life of your plastic card by using mobile payment apps for contactless pay and, of course, renewable energy resources are making progress to slowly wean the world from fossil fuel-produced energy to run the smartphone you’ll make those transactions with. Look for cards with advertised digital wallet benefits to leverage this no-touch, no-open-wallet capability. Consider powering your house with solar energy, if possible, to help offset this energy use.
A couple of things to consider:
Invest in green energy. Whether it’s via solar panels on your residence and electric vehicles in your driveway or through investing using environmental, social and corporate governance criteria (ESG) by way of programs like the ones we cover here, these choices can have an impact.
To find an eco-friendly credit card from an issuer that won’t invest in fossil fuels, seek local options from nearby credit unions and community-focused banks. If you decide to go with a major issuer, take note of its sustainability measures (and fossil fuel contributions) and do what you can to offset your own carbon use.
There are several credit cards you can use to directly or indirectly support green initiatives. In addition to the cards we’ve provided above, look at other options offered by card issuers and non profit organizations that prioritize environmentally-friendly programs.
Because multinational corporations like Amex invest heavily in the fossil fuels industry, they are tied implicitly to the negative effects petroleum extraction has on the planet and therefore cannot truly be called environmentally friendly. Still, American Express is one of the more eco-friendly card issuers. The financial services company has been carbon neutral since 2018—meaning it offsets its carbon emissions—and is committed to expanding that to achieve net-zero carbon emissions by 2035.
Many credit cards are made from plastic. Manufacturing them requires petroleum, the processing of which hurts the environment. Even recycled cards can be harmful for the environment—albeit at a lower rate—and in the end, those plastic cards end up in landfills all over the world.
*The information for the following card(s) has been collected independently by Forbes Advisor: Sunrise Banks Visa® Platinum Card, Sunrise Banks Travel Rewards+ Card, Amalgamated Bank Maximum Rewards® World Mastercard®, International Living Future Institute Platinum Visa®, Green America Rewards Platinum Visa®, Salmon Nation Rewards Platinum Visa® Credit Card, FutureCard Visa® Debit Card, Atmos Debit card, American Express® Green Card, REI Co-op® Mastercard®. The card details on this page have not been reviewed or provided by the card issuer.
A credit card enthusiast and avid traveler, Lori has visited more than 60 countries, many of them using credit card points and frequent flyer miles. She has lived in Spain as a freelance writer and editor for around two decades, figuring out the best tips and tricks for using points and miles to live and travel abroad, and writing about it to share her knowledge every step of the way.

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Is The Lenovo ThinkPad Z13 The Most Eco-Friendly Laptop? – Longview News-Journal

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Mainly clear. Low 69F. Winds light and variable.
Updated: June 1, 2024 @ 5:50 am

Tom’s Guide took a trip to Lenovo’s US HQ to tour their design labs and go hands-on with some of the company’s latest computers, including the new Lenovo ThinkPad Z13 Gen 2. ThinkPad features a flaxseed cover and majority recycled aluminum frame. Plus, plastic-free packaging made of bamboo and sugarcane makes this one of the most sustainability-minded laptops we’ve ever seen.
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